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Choosing Insurance

Questions to Consider When Choosing a Health Plan

  1. How much will it cost?
  2. Are the doctors or hospitals you currently use, or want to use, in the network? Search for a provider.
  3. Are the prescription drugs you take covered? Use our drug search tool.
  4. Do you prefer working through a primary care physician (PCP) who coordinates your care, or would you prefer to select and see specialists without obtaining a referral from your PCP?
  5. Does the plan offer out-of-area coverage to you or anyone covered under your plan, in case of illness while traveling?
  6. Does the plan have access to alternative therapies and services?
    • Weight-loss programs
    • Laser eye surgery
    • Acupuncture
    • Chiropractic care
    • Massage therapy
    • Hearing aids