CareFirst BlueChoice Discount Dental Program - Frequently Asked Questions
What is CareFirst BlueChoice’s Discount Dental Program?
CareFirst BlueChoice’s Discount Dental program entitles any CareFirst BlueChoice members to receive 20%-40% off most dental procedures.
How does this plan differ from dental insurance?
With dental insurance, there is often a limit on the amount of coverage per calendar year. There is no such limit when using your discount plan; members simply pay the discounted rate at the time of service. In addition, since this is not insurance coverage, there are no insurance claims to file.
Can I benefit from this program even if I have dental insurance?
Although the Discount Dental program can work well as your only policy, you may also find it valuable if you already have dental insurance. Many dental insurance programs have a maximum benefit limit set per year. The Discount Dental program provides a nice safety net should you exceed your dollar limit and still require dental work.
Should I cancel my current dental insurance coverage?
The primary purpose of the Discount Dental program is to reduce the cost of care for those members who are not currently enrolled in a dental insurance plan or have exceeded their annual maximum coverage. Dental insurance normally provides a much greater level of coverage. However, depending on your needs, the Discount Dental program may be a welcome supplement to your annual dental plan.
Does CareFirst coordinate benefits between a member’s dental insurance and the Discount Dental program?
Because the Discount Dental program is merely a discount program and not actually insurance, there is no coordination of benefits necessary.
How much will I save on my dental care?
Discounts normally range between 20% and 40% of the price a provider would normally charge you for these services. Click Here for Discount Dental Plan Fee Schedule.
Where will I go to receive dental care for my entire family?
CareFirst BlueChoice’s Discount Dental program has over 700 participating dentists and specialists in Maryland, Washington DC and northern Virginia. Please refer to our online provider directory. Click Here for Discount Dental General Dentist Directory.
For more information about this plan, contact our Member Services Department at the phone number on your member ID card.